FirstCash Holdings, Inc. reported second-quarter 2026 results with consolidated revenue of $1.07B and diluted EPS of $2.12, driven by strong retail and pawn loan growth across the U.S., Latin America and the U.K.
Financial Highlights
| MetricCurrent quarterPrior year quarterYoY change | Revenue¹$1.07B$830.62M29.4% | Net income²$93.47M$59.81M56.3% | Diluted EPS³$2.12$1.3458.2% |
¹ Reported as “Total revenue”. ² Reported as “Net income”. ³ Reported as “Diluted earnings per share”.
Business Highlights
- Revenue growth was broad-based, with the U.S., Latin America and U.K. segments contributing to consolidated revenue of $1.075B in the quarter.
- Product mix shifted toward higher-value jewelry scrap and increased pawn lending, lifting wholesale scrap sales and inventory levels.
- Same-store sales grew in the U.S. and Latin America while the company expanded its footprint to 3,343 pawn stores (including H&T) and completed integration of H&T.
- Retail point-of-sale dynamics included lower limited-time-offer volumes at AFF but continued finance product flows; leased merchandise and finance receivables declined versus the prior year.
- Operational activity included ongoing store openings and consolidations and an announced pending acquisition of Ramsdens.
Original SEC Filing:
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