The Bancorp received affirmation of its long- and short-term credit ratings from KBRA, with a stable outlook.

Key Highlights:

  • KBRA affirmed company senior unsecured at BBB+, subordinated at BBB, and short-term at K2.
  • KBRA affirmed Bank deposit and senior unsecured at A-, subordinated at BBB+, and short-term deposit/debt at K2.
  • KBRA noted non-interest income rose 16% YoY in H1 2026; fee income ~1.9% of avg assets in H1 2026.
  • Return on average assets has stayed at or above 2.5% since 2023; long-term ratings outlook is Stable.
  • KBRA highlighted low total cost of funds (1.86% in H1 2026), granular durable deposits, and diversified long-term partnerships.

Original SEC Filing:

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