Private sector lender YES Bank Ltd on Friday (July 3) reported an 18.4% year-on-year increase in loans and advances to ₹2.85 lakh crore as of June 30, 2026, while deposits rose 14.3% to ₹3.15 lakh crore, according to its provisional business update for the first quarter of FY27.

On a sequential basis, loans and advances increased 4.3% from ₹2.73 lakh crore at the end of March, while deposits declined 1.1% from ₹3.19 lakh crore.

The bank's CASA deposits stood at ₹1.03 lakh crore, up 14.3% year-on-year but down 7.8% quarter-on-quarter from ₹1.12 lakh crore. The CASA ratio, including certificates of deposit (CDs), stood at 32.7%, compared with 35.1% in the previous quarter and 32.8% a year earlier.

Certificates of deposit declined to ₹6,604 crore from ₹6,831 crore in the preceding quarter. The credit-to-deposit ratio improved to 90.5% as of June 30, 2026, from 85.7% at the end of March and 87.4% a year earlier.

The bank's average quarterly Liquidity Coverage Ratio (LCR) on a consolidated basis stood at 138.5%, compared with 119.0% in the previous quarter and 135.8% in the corresponding quarter last year.

Yes Bank said the figures are provisional and released ahead of the announcement of its financial results for the quarter ended June 30, 2026.

This week, YES Bank's board approved a proposal to raise up to ₹16,000 crore through a combination of equity and debt issuances. The board cleared an enabling resolution to raise up to ₹7,500 crore through eligible equity securities and up to ₹8,500 crore through eligible debt securities in one or more tranches, subject to shareholder and regulatory approvals.

The bank said the equity fundraising, together with any dilution arising from the conversion of eligible convertible debt securities, will not result in an aggregate dilution of more than 10% of the existing share capital.

The proposed fundraising may be undertaken through various permissible routes in domestic and overseas markets. The debt issuance may also include instruments denominated in Indian or foreign currencies. The proposals will be placed before shareholders for approval at the bank's 22nd Annual General Meeting, scheduled to be held on August 19.

Shares of YES Bank Ltd ended at ₹24.39, up by ₹0.14, or 0.58%, on the BSE.