This report is published by Enity Bank Group AB (publ), which has issued listed debt instruments. It should not be mistaken for the report for Enity Bank Holding AB (publ), whose shares are listed on Nasdaq Stockholm.
| Q2Q2Q1 | SEKm20262025∆2026∆ | Net interest income33430310.3%28816% | Net commission income7341573%35110% | Total operating income42132828%445-5.6% | Total operating expenses-238-15950%-20616% | Profit before credit losses1821698.0%240-24% | Net credit losses-22-11102%-27-18% | Income tax-38-2646%-2180% | Profit/loss for the period12232282%192-36% | Lending to the public32,09229,6338.3%32,0900.0% | Deposits from the public26,16823,76910.1%28,395-7.8% | Adjusted operating profit less tax 1)1391371.4%9252% | Total capital ratio17.5%18.2%16.8% | CET1 ratio, %13.9%14.7%13.0% | Net interest margin (%) 1)4.2%4.2%3.7% | Credit loss ratio LTM, % 1)0.27%0.24%0.24% | Adjusted C/I ratio (%) 1)53.0%43.8%56.7% | Adjusted RoTE (%) 1)25.1%21.7%16.8% | 1) Alternative performance measures, see page 37 in the Q2 report. |
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About Enity
Enity is a challenger in the Nordic mortgage market, with a vision to make mortgages accessible to more people – regardless of employment type, financial background or age. Through a portfolio of mortgage banks, Enity offers a modern alternative to traditional banks. Since the group was founded as Bluestep Bostadslån in Stockholm in 2005, its operations have expanded to Norway and Finland, with 60plusbanken added in Sweden and Norwegian Bank2 joining the group in April 2024. Enity Bank Group is under the supervision of the Swedish Financial Supervisory Authority (Finansinspektionen). Additional information can be found on www.enity.com
This information is information that Enity Bank Group AB is obliged to make public pursuant to the EU Market Abuse Regulation, Securities Markets Act, and the Norwegian Securities Trading Act Section 5-12. The information was submitted for publication, at 2026-07-24 07:00 CEST.
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