TEXAS CAPITAL BANCSHARES reported second-quarter 2026 results with net income of $84.9M, up from $77.3M a year earlier, and diluted earnings per share of $1.83 versus $1.58 in the year‑ago quarter.
Financial Highlights
- Net income: $84.9M for Q2 2026, up from $77.3M in the year‑ago quarter (9.8% YoY).
- Net income available to common stockholders: $80.6M for Q2 2026, versus $73.0M in the year‑ago quarter (10.4% YoY).
- Diluted earnings per share: $1.83 for Q2 2026, up from $1.58 in the year‑ago quarter (15.8% YoY).
Business Highlights
- Revenue growth: Net interest and non-interest income increased versus the prior year, supporting higher quarterly and year‑to‑date net income and EPS.
- Channel & product mix: Growth was driven by increased lending activity across commercial and mortgage finance portfolios and higher fees from investment banking, trading and wealth management.
- Deposit strategy: Expanded customer deposits and broader deposit sourcing, including increased use of brokered deposits, supported lending growth.
- Operational capacity: Higher lending volumes and elevated interest-bearing cash balances aided loan originations and mortgage finance throughput.
- Risk & credit: The company noted elevated criticized loans and higher net charge-offs, which led to an increased provision for credit losses and continued portfolio monitoring.
Original SEC Filing:
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