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U.S. Century Bank posts $9.1M Q2 net income, assets top $3.0B and loan production hits $272M

U.S. Century Bank reported net income of $9.1 million and record quarterly loan production of $272.0 million.Key Highlights:Original SEC Filing: USCB FINANCIAL HOLDINGS, INC. [ USCB ] - 8-K - Jul. 28, 2026This is an AI-powered summary. It may contain inaccuracies. Consider verifying important infor…

U.S. Century Bank reported net income of $9.1 million and record quarterly loan production of $272.0 million.

Key Highlights:

EOP assets surpassed $3.0B, supporting continued balance-sheet growth and liquidity.
Net income $9.1M, diluted EPS $0.49 and ROAA 1.26%, reflecting improved profitability.
Record quarterly gross loan production $272.0M; average loans +15.0% annualized vs Q1.
Net interest income $24.4M and NIM 3.49%, driven by loan growth and lower deposit cost (2.16%).
Asset quality strong: NPLs $2.1M (0.09% of loans), ACL coverage 1.15%, total risk-based capital 13.88%.

Original SEC Filing:

This is an AI-powered summary. It may contain inaccuracies. Consider verifying important information with the source. Please note this summary is solely based on documents filed with the SEC.