NextBoat entered into a Master Loan Agreement with RLLT Capital to finance a portion of pre-owned boat inventory. The lender funded an initial $2.0 million loan bearing 15% simple interest, with each loan maturing at the earlier of 180 days or the boat’s sale, and an optional 90-day extension for a 2% premium. Borrowings carry a 1% origination fee and a 5% profit participation on gross profit, and are full-recourse and unsecured. The company disclosed a related-party guaranty and stock pledge by President Jason Ruegg and an affiliate, backing the facility with shares valued at least $5.0 million.

Agreement details:

  • Agreement type: Unsecured inventory financing master loan facility
  • Counterparty: RLLT Capital
  • Signed / Effective: Jun 22 2026 / Jun 22 2026
  • Duration / Termination: Per-loan: 180 days, optional 90-day extension
  • Reason: Finance pre-owned boat inventory purchases

Original SEC Filing:

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