Byline Bancorp posted second-quarter 2026 net income of $40.2 million, or $0.90 diluted earnings per share, driven by record total revenue of $117.7 million. The quarter included net interest income of $100.8 million and non-interest income of $16.9 million; adjusted diluted EPS was $0.91. Management also announced a quarterly cash dividend increase to $0.14 per share.

Financial Highlights

  • Total revenue: $117,712 thousand for 2Q26 (reported as total revenue).
  • Net interest income (NII): $100,836 thousand for 2Q26.
  • Non-interest income: $16,876 thousand for 2Q26.
  • Net income: $40,181 thousand for 2Q26; diluted EPS: $0.90; adjusted diluted EPS: $0.91.
  • Non-interest expense: $56,479 thousand for 2Q26; adjusted efficiency ratio: 46.51%.

Business Highlights

  • Total loans and leases grew to $7.56 billion as of June 30, 2026, reflecting quarter-over-quarter originated commercial and industrial loan growth.
  • Total deposits increased to $7.87 billion, with growth in interest-bearing deposits contributing to a modest rise in deposit costs.
  • Credit quality remained stable: allowance for credit losses was $111.9 million (1.48% of loans) and net charge-offs declined to $4.4 million for the quarter.
  • Operational momentum in fee businesses and portfolio actions drove a 34.6% linked-quarter increase in non-interest income, including favorable equity security marks and higher gains on loan sales.
  • Board increased quarterly cash dividend to $0.14 per share (declared July 21, 2026), reflecting confidence in franchise performance and capital position.

Original SEC Filing:

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