Vero Beach, Fla., July 13, 2026 (GLOBE NEWSWIRE) -- Orchid Island Capital, Inc. (the “Company”) NYSE:ORC announced today its estimated second quarter of 2026 results and portfolio characteristics as of June 30, 2026.

Shares Outstanding

As of July 13, 2026 and June 30, 2026, the Company had 199,603,438 shares of common stock outstanding. As of March 31, 2026, the Company had 196,700,226 shares of common stock outstanding.

Estimated June 30, 2026 Book Value Per Share

The Company’s estimated book value per share as of June 30, 2026 was $7.22. The Company computes book value per share by dividing total stockholders' equity by the total number of outstanding shares of common stock. At June 30, 2026, the Company's preliminary estimated total stockholders' equity was approximately $1.4 billion with 199,603,438 shares of common stock outstanding. These figures and the resulting estimated book value per share are preliminary, subject to change, and subject to review by the Company’s independent registered public accounting firm.

Estimated Net Income Per Share and Realized and Unrealized Gains on RMBS and Derivative Instruments

The Company estimates it generated net income per share of $0.44 for the quarter ended June 30, 2026, which includes an estimated $0.18 per share of net realized and unrealized gains on RMBS and derivative instruments. These amounts compare to total dividends declared during the quarter of $0.30 per share. Net income per common share calculated under generally accepted accounting principles can, and does, differ from our real estate investment trust ("REIT") taxable income. The Company views REIT taxable income as a better indication of income to be paid in the form of a dividend rather than net income. Many components of REIT taxable income can only be estimated at this time and our monthly dividends declared are based on both estimates of REIT taxable income to be earned over the course of the current quarter and calendar year and a longer-term estimate of the REIT taxable income of the Company. These figures are preliminary, subject to change, and subject to review by the Company’s independent registered public accounting firm.

Estimated Total Return on Equity

The Company’s estimated total return on equity for the quarter ended June 30, 2026 was 6.2%. The Company calculates total return on equity as the sum of dividends declared and paid during the quarter plus changes in book value during the quarter, divided by the Company’s stockholders’ equity at the beginning of the quarter. The total return was $0.44 per share, comprised of dividends per share of $0.30 and an increase in book value per share of $0.14 from June 30, 2026.

RMBS Portfolio Characteristics

Details of the RMBS portfolio as of June 30, 2026 are presented below. These figures are preliminary and subject to change and, with respect to figures that will appear in the Company’s financial statements and associated footnotes as of and for the quarter ended June 30, 2026, are subject to review by the Company’s independent registered public accounting firm:

  • RMBS Valuation Characteristics
  • RMBS Assets by Agency
  • Investment Company Act of 1940 (Whole Pool) Test Results
  • Repurchase Agreement Exposure by Counterparty
  • RMBS Risk Measures

About Orchid Island Capital, Inc.

Orchid Island Capital, Inc. is a specialty finance company that invests on a leveraged basis in Agency RMBS. Our investment strategy focuses on, and our portfolio consists of, two categories of Agency RMBS: (i) traditional pass-through Agency RMBS, such as mortgage pass-through certificates and collateralized mortgage obligations issued by Fannie Mae, Freddie Mac or Ginnie Mae, and (ii) structured Agency RMBS. The Company is managed by Bimini Advisors, LLC, a registered investment adviser with the Securities and Exchange Commission.

Forward-Looking Statements

This press release contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995 and other federal securities laws. These forward-looking statements are based upon Orchid Island Capital, Inc.’s present expectations, but these statements are not guaranteed to occur. Investors should not place undue reliance upon forward-looking statements. For further discussion of the factors that could affect outcomes, please refer to the “Risk Factors” section of the Company’s Annual Report on Form 10-K for the fiscal year ended December 31, 2025.

 RMBS Valuation Characteristics($ in thousands)                                     Realized                                     Realized Apr-26 -                                     Jun-26 Jun-26                     Net         Weighted CPR CPR                     Weighted         Average (1-Month) (3-Month) Modeled Interest  Current Fair % of Current Average         Maturity (Reported (Reported Rate Sensitivity (1)Type Face Value Portfolio Price Coupon GWAC Age (Months) in July) in July) (-50 BPS) (+50 BPS)Fixed Rate RMBS                                                30yr 3.0 $315,785  $280,604   2.43%  88.86   3.00%  3.52%  62   291   8.1%  6.5% $8,376  $(8,497)30yr 3.5  37,144   33,944   0.29%  91.39   3.50%  4.30%  81   260   1.7%  3.7%  993   (1,011)30yr 4.0  47,532   45,097   0.39%  94.88   4.00%  4.77%  85   270   10.2%  11.4%  1,169   (1,208)30yr 4.5  436,796   422,712   3.66%  96.78   4.50%  5.46%  30   326   7.6%  6.1%  9,135   (10,098)30yr 5.0  2,163,688   2,140,194   18.55%  98.91   5.00%  6.00%  13   344   4.6%  5.2%  40,360   (47,402)30yr 5.5  4,030,632   4,086,306   35.41%  101.38   5.50%  6.45%  13   343   6.4%  6.6%  60,965   (76,234)30yr 6.0  3,051,319   3,146,124   27.26%  103.11   6.00%  6.92%  18   336   11.0%  15.1%  31,503   (43,625)30yr 6.5  1,261,375   1,317,446   11.42%  104.45   6.50%  7.39%  20   334   22.2%  22.8%  9,259   (13,756)30yr 7.0  52,676   55,771   0.48%  105.88   7.00%  7.91%  31   321   15.6%  42.4%  458   (600)Total Pass-Through RMBS  11,396,947   11,528,198   99.90%  101.15   5.54%  6.47%  18   338   9.2%  10.9%  162,218   (202,431)Total Structured RMBS  82,573   11,966   0.10%  14.49   3.39%  4.59%  139   204   7.2%  7.0%  63   95 Total Mortgage Assets $11,479,520  $11,540,164   100.00%      5.52%  6.45%  19   337   9.2%  10.9% $162,281  $(202,336)
   Hedge Modeled Interest NotionalPeriod Rate Sensitivity (1)HedgeBalanceEnd (-50 BPS) (+50 BPS)3-Month SOFR Futures$(390,000)Jan-27 $(1,950) $1,950 10-Year Treasury Future(3) (188,600)May-33  (6,062)  5,854 10-Year Ultra Treasury Future(4) (60,000)Feb-36  (2,628)  2,542 ERIS SOFR Swap Futures (10,000)Sep-31  (182)  177 Swaps (7,814,200)Feb-31  (160,872)  155,615 Swaptions (1,000,000)Dec-31  (2,737)  5,001 TBA Short (594,900)Jul-26  (8,005)  10,686 Hedge Total$(10,057,700)  $(182,436) $181,825 Rate Shock Grand Total     $(20,155) $(20,511)
(1)Modeled results from Citigroup Global Markets Inc. Yield Book. Interest rate shocks assume instantaneous parallel shifts and horizon prices are calculated assuming constant SOFR option-adjusted spreads. These results are for illustrative purposes only and actual results may differ materially.(2)Ten-year Treasury futures contracts were valued at prices of $109.89 at June 30, 2026. The market value of the short position was $207.3 million.(3)Ten-year Ultra futures contracts were valued at prices of $112.47 at June 30, 2026 The market value of the short position was $67.5 million.
RMBS Assets by Agency($ in thousands)      Percentage  Fair ofAsset Category Value PortfolioAs of June 30, 2026        Fannie Mae $6,022,656   52.2%Freddie Mac  5,517,509   47.8%Total Mortgage Assets $11,540,165   100.0%
Investment Company Act of 1940 Whole Pool Test($ in thousands)      Percentage  Fair ofAsset Category Value PortfolioAs of June 30, 2026        Non-Whole Pool Assets $574,055   5.0%Whole Pool Assets  10,966,109   95.0%Total Mortgage Assets $11,540,164   100.0%
Borrowings By Counterparty($ in thousands)          Weighted Weighted        % of Average Average    Total Total Repo Maturity LongestAs of June 30, 2026 Borrowings Debt Rate in Days MaturityWells Fargo Securities, LLC $568,720   5.1%  3.77%  14 8/19/2026Marex Capital Markets Inc.  497,411   4.5%  3.78%  20 7/23/2026StoneX Financial Inc.  486,529   4.4%  3.79%  73 9/23/2026Hidden Road Partners Civ US LLC  484,902   4.4%  3.76%  53 8/26/2026Citigroup Global Markets Inc  483,698   4.4%  3.76%  29 9/21/2026ABN AMRO Bank N.V.  477,675   4.3%  3.76%  24 7/27/2026ASL Capital Markets Inc.  472,828   4.3%  3.77%  57 9/21/2026The Bank of Nova Scotia  460,634   4.2%  3.75%  27 8/13/2026South Street Securities, LLC  458,067   4.1%  3.82%  68 11/13/2026J.P. Morgan Securities LLC  451,719   4.1%  3.78%  27 7/27/2026RBC Capital Markets, LLC  445,012   4.0%  3.82%  27 7/27/2026Cantor Fitzgerald & Co  424,847   3.8%  3.76%  24 7/24/2026DV Securities, LLC Repo  423,823   3.8%  3.77%  47 8/27/2026Banco Santander SA  413,756   3.7%  3.77%  14 7/20/2026Daiwa Securities America Inc.  407,688   3.7%  3.81%  67 9/23/2026Clear Street LLC  407,554   3.7%  3.76%  17 7/20/2026Goldman, Sachs & Co  395,928   3.6%  3.76%  27 7/27/2026Bank of Montreal  376,058   3.4%  3.76%  15 7/15/2026ING Financial Markets LLC  370,344   3.3%  3.80%  13 7/13/2026Brean Capital, LLC  299,159   2.7%  3.76%  21 7/27/2026Mirae Asset Securities (USA) Inc.  296,573   2.7%  3.79%  47 8/24/2026MUFG Securities Canada, Ltd.  268,537   2.4%  3.75%  30 8/4/2026Morgan Stanley & Co. LLC  260,567   2.4%  3.74%  9 7/15/2026Merrill Lynch, Pierce, Fenner & Smith  252,699   2.3%  3.78%  26 7/27/2026Mitsubishi UFJ Securities (USA), Inc.  239,196   2.2%  3.77%  22 7/22/2026TD Securities (USA) LLC  219,140   2.0%  3.78%  42 8/11/2026Nomura Securities International, Inc.  212,865   1.9%  3.76%  40 8/14/2026Mizuho Securities USA LLC  182,067   1.6%  3.77%  15 7/15/2026Natixis, New York Branch  137,685   1.2%  3.76%  19 7/24/2026BNP Paribas Securities Corp.  135,654   1.2%  3.78%  41 8/10/2026Lucid Prime Fund, LLC  30,438   0.3%  3.75%  16 7/16/2026Canyon Partners, LLC  23,899   0.2%  3.71%  17 7/17/2026Mesirow Financial, Inc.  21,243   0.2%  3.75%  16 7/16/2026Total Borrowings $11,086,915   100.0%  3.77%  32 11/13/2026

Contact:

Orchid Island Capital, Inc.

Robert E. Cauley

3305 Flamingo Drive, Vero Beach, Florida 32963

Telephone: (772) 231-1400