VISA INC. reported third-quarter FY2026 results with revenue of $11.633B, up from $10.172B a year earlier, and diluted EPS of $2.97 versus $2.69 in 3Q FY2025; net income was $5.628B, up from $5.272B year over year.

Financial Highlights

  • Revenue was $11.633B, compared with $10.172B in the prior-year quarter; YoY change 14%.
  • Net income was $5.628B, compared with $5.272B in the prior-year quarter; YoY change 7%.
  • Diluted EPS was $2.97, compared with $2.69 in the prior-year quarter; YoY change 10%.

Business Highlights

  • Revenue growth of roughly 14–15% was driven by an 11% increase in payments and 9–10% growth in processed transactions, led by expansion in digital commerce.
  • Channel mix shifted toward ecommerce and cross-border transactions, which outpaced face-to-face spend and supported higher cross-border volume and processed transactions.
  • Value‑added services, including Issuing/Acceptance solutions and Advisory, grew about 32–33% year over year, aided by increased client consulting and marketing activity.
  • Company invested in personnel, marketing and network/process spending to support scaling, technology initiatives and major global events such as FIFA and the Olympics.

Original SEC Filing:

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