RNS Number : 7186M Swedbank AB 17 July 2026  

17 July 2026

Swedbank's interim report for the second quarter 2026

Swedbank's President and CEO Jens Henriksson comments: "Swedbank stands strong and is well positioned for sustainable growth and profitability"

·    Strong volume growth in all home markets

·    New organisation contributes to delivery of the financial plan 15/27

·    Settlement with DFS - all investigations of historical shortcomings closed

http://www.rns-pdf.londonstockexchange.com/rns/7186M_1-2026-7-16.pdf

Financial information

Q2

Q1

Jan-Jun

Jan-Jun

SEKm

2026

2026

%

2026

2025

%

Total income

18 104

17 073

6

35 178

34 291

3

Net interest income

11 276

11 147

1

22 423

22 406

0

Net commission income

4 462

4 172

7

8 634

7 954

9

Net gains and losses on financial items

1 060

689

54

1 749

1 398

25

Other income¹

1 306

1 064

23

2 371

2 533

-6

Total expenses

7 854

6 881

14

14 736

12 234

20

of which extraordinary costs

860

0

860

0

of which VAT reimbursements

0

0

0

-379

Profit before impairments, bank taxes and resolution fees

10 250

10 192

1

20 442

22 057

-7

Impairment of tangible and intangible assets

0

0

0

0

-99

Credit impairments

313

164

90

477

9

Bank taxes and resolution fees

786

672

17

1 458

1 606

-9

Profit before tax

9 151

9 356

-2

18 506

20 441

-9

Tax expense

1 956

2 011

-3

3 967

4 360

-9

Profit for the period

7 195

7 345

-2

14 540

16 082

-10

Earnings per share, SEK, after dilution

6.37

6.50

12.86

14.24

Return on equity, %

14.2

13.3

13.6

15.2

Return on equity excl. adjusted, %²

15.5

13.3

14.3

14.8

C/I ratio

0.43

0.40

0.42

0.36

C/I ratio excl. adjusted²

0.39

0.40

0.39

0.37

Common Equity Tier 1 capital ratio, %

17.4

17.5

17.4

19.7

Credit impairment ratio, %

0.06

0.03

0.05

0.00

1) Other income includes the items Net insurance, Share of profit or loss of associates and joint ventures, and Other income from the Group income statement.

2) Adjusted for VAT reimbursments in 2025 and for extraordinary costs in the second quarter of 2026.

Contact:

Maria Caneman, Head of Investor Relations

Phone: +46 72 238 32 10

E-mail: [email protected]

Love Liman Jacobsson, Press Officer

Phone: +46 72 233 92 32

Email: [email protected]

This information constitutes inside information and such information

that Swedbank AB (publ) is obliged to make public pursuant to the EU

Market Abuse Regulation (EU no 596/2014) and the Securities

Market Act (2007: 528). The information was submitted for publication, through the agency of the contact person set out above, 17 July, at 07:00 CEST.

Swedbank empowers the many people and businesses to create a better future. Our vision is a financially sound and sustainable society. Swedbank Group is the leading bank with over 7 million retail customers and 550 000 corporate customers in our four home markets Sweden, Estonia, Latvia and Lithuania. Swedbank Group is also present in other Nordic countries, the U.S. and China. Together we make your financial life easier. Find out more: swedbank.com

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